About Liberty Mortgage Lending
With over twenty years of experience in finance, Erez is acknowledged for his excellence in customer service, as ranked through the number one rating system in the lending industry. “It’s imperative every client is given the time they deserve when going through the loan process. We recognize the importance of attending to our clients’ needs seven days a week as both real estate and lending markets do not operate between the hours of nine-five. We strive to make financing the least stressful part of purchasing a home.”
As President and co-founder of Liberty Mortgage Lending, Ryan’s goal has been to provide clients with an exceptional experience during the mortgage loan process. His 20+ years of experience in the field has equipped him with unmatched knowledge of the business. Ryan’s clients are presented with honest, sound advice on how to take the proper steps to acquire a home loan. He is a dedicated husband and father of two young boys so he understands the importance of a safe and loving home.
Al Marchena is a Mortgage Banking Professional with over 20 years of experience whose primary focus is to deliver a positive result to all his clients. He started out as a Loan Processor and quickly grew to a Managing Partner and Principal Broker. As a Mortgage Loan Originator, he is known for his strengths in all forms of Conventional, Government, Jumbo & Foreign National Portfolio and Commercial Loan Programs and guidelines. In addition, Alonso certified by BVLS & BofA Corporate Security as an AML/BSA Fraud Investigator and NPL and Distressed REO Asset Manager. He has played a key role with several lenders delivering performing loans and avoiding losses.
Troy is a graduate of Albany State University in Albany, NY with a degree in communication and business, with over 16 years of experience working in the mortgage lending industry. He has extensive experience in loan processing and underwriting and has built his reputation on providing outstanding counsel and customer service through strong relationships and streamlining the loan process for his clients.
Maurice Stewart has been involved with financing since 1995. He holds a Bachelor’s degree in Economics and Geography and various certifications including Six Sigma Green Belt and ISO 9001. In addition to financing numerous government and conventional home loans, he has also provided financing for commercial ventures including multifamily projects, office buildings, and retail mixed-use strips. Maurice is very skillful at helping condo projects get financing for roofs and their 40-year engineering re-enforcement projects. As a community partner, Maurice has assisted companies and individual access grants and subsidies to reduce the cost of borrowing. Maurice is the Treasurer for his HOA and has sat on numerous committees including the FSS program in Broward County. He believes in results and takes a customer-focused approach to his work and strives on results.
Charlie Kluck has over 30 years in the mortgage business. He has done it all, from commercial lending and industrial bonds to every aspect of Residential Mortgages…Charlie has decided now to specialize in Residential Mortgages. His knowledge makes him an expert in Conventional, Jumbo, FHA, VA, and his specialty REVERSE MORTGAGES. Please contact him if you would like an expert to advise you on a mortgage. You can also visit his personal website www.loancharlie.com
Angelica Herrera joined the Liberty Mortgage Lending team as a branch Transaction Manager and Processor. She has been a mortgage specialist for over 20 years, a licensed Florida Mortgage Broker since 1999 and has held every position possible. An expert in Conventional, Jumbo, FHA, Non-Conforming, and Foreign National Loans. In addition to Angelica’s robust background, her abundant energy and dedication will continue to help costumers fulfill their homeownership dreams come true. “The key is to work closely with every client to develop specific terms that meet their strategic needs.” She is fluent in both English and Spanish.
NMLS # 131395
Jaclyn specializes in building strong relationships with her clients and assisting each of them in achieving their desire to own a home. Whether you are purchasing your first home, investing in real estate, or refinancing a home, Jaclyn will make certain that she provides all options available to help you choose the best option for your unique situation. Jaclyn’s goal is to make it possible for you to build personal wealth through homeownership.
NMLS # 1376770
Ellen Backof strives for a smooth loan process with each client. With over 10 years in the mortgage industry, she has the knowledge and communication expertise to seamlessly guide loans to closing. Ellen believes that the best compliment is a repeat client or referral.
Avelie Breneus is a graduate of the University of Central Florida’s College of Business with a Bachelor’s degree in Business Administration. She is well-rounded in the realm of business having studied not only Real Estate while at the university, but also accounting, financing, and marketing. She serves as Liberty Mortgage Lending’s Office and Social Media Manager where she draws from her acquired knowledge in school to help grow the company’s brand awareness and market influence. Her goal is to create an environment that allows the efficient and timely processing of home loans for Liberty Mortgage Lending’s various clients. Avelie also serves as a Loan Processor, assisting the Loan Officers with the acquisition and submission of loan documents. Most importantly, Avelie connects with clients through social media and other online mediums to increase brand awareness and to extend Liberty Mortgage Lending’s client pool.
Monica Higuero was born in New Orleans, Louisiana but raised in Honduras. She moved to Florida in 1995 and has been living here ever since. Monica has been passionately helping others achieve their goal of owning a home for over 22 years. She makes it her priority to make sure that the loan process is quick and efficient, especially for first-time homebuyers. She is a member of various groups that empower others, particularly those in the Hispanic community. Monica is fluent in Spanish and English.
Decades of experience helping families fulfill their future. Give Liberty Mortgage Lending an opportunity to provide you with 5 star service!